Global Payments

Move money like it’s already there

Pay vendors, partners, and teams in 180+ countries from one balance. Mid-market FX, flat per-payment fees, and tracking on every rail — so finance stops guessing where the money went.

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countries
180+
currencies
38
uptime
99.99%
Payment in flightPAY-83721
From
Halcyon Robotics
San Francisco · USD
$48,500.00
To
Nordwind Logistics
Hamburg · EUR
€44,692.75
  1. Initiated
    09:14 ET
  2. FX locked
    0.9215 USD/EUR
  3. In transit
    SWIFT gpi
  4. Delivered
    ETA today

Savings calculator

See what your bank is really charging you

Drag the sliders to match your payment volume. We’ll estimate your monthly cost on a legacy bank versus Keelstone — fees and FX margin included.

Payments per month400
Average payment size$2.5K
Share of international payments35%
Legacy bank modeled at $25 per international wire, $2 per domestic payment, and a 1.4% FX margin. Keelstone modeled at $5 international, $0.40 domestic, and 0.35% FX. Estimates only — your actual pricing may be lower at volume.
Legacy bank / month
$8.9K
fees + FX margin
Keelstone / month
$2K
▲ transparent pricing
Estimated savings
$6,891.00 / month
$82.7K per year — about 340% lower than your legacy bank.
Legacy bankKeelstone

Every rail, one API

The right rail for every payment

Keelstone routes each payment over the fastest, cheapest rail that meets your delivery deadline — or you can pin a rail explicitly.

ACH on Keelstone

The workhorse of US domestic payments. Keelstone batches, schedules, and retries ACH credits and debits automatically, with same-day windows when you need them.

  • Payroll and contractor runs
  • Vendor batches
  • Recurring debits
Cost$0.40 per credit, flat
SpeedSame-day windows at 8:00, 11:00, and 14:00 ET
CorridorsUS bank accounts, with RTP fallback
LimitsUp to $1M per transfer

Built for finance teams

Everything around the payment, handled

Approval workflows

Multi-step approval chains by amount, currency, or counterparty. Approvers get the full context — invoice, FX quote, and history — in one click.

Batch payments

Upload a CSV or push via API and pay 5,000 vendors in one batch. Failures are isolated, retried, and reported line by line.

Payment tracking

gpi-level tracking on every rail. See each hop, share a status link with your beneficiary, and stop fielding ‘where’s my money’ emails.

FX at mid-market

Convert at the mid-market rate plus a transparent 0.35% — no hidden spread. Lock quotes for up to 24 hours before you send.

Idempotent API

Every request takes an idempotency key, so a retried timeout never becomes a duplicate payment. Webhooks confirm each state change.

Auto-reconciliation

Payments sync to your ledger with references intact. Keelstone matches confirmations to invoices and flags the rare exception for review.

Send your first payment in a day

Onboard this week, connect your ERP, and route your next vendor run through Keelstone. Pricing that scales down as your volume scales up.

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