Every dollar visible. Every idle dollar working.
Keelstone Treasury pulls every account, entity, and currency into one live cash position — then forecasts it forward and sweeps idle balances into yield, automatically.
Cash-flow simulator
Project your next 12 months in seconds
Set your starting cash, monthly net flow, and growth rate. Keelstone builds the same projection from your live balances — this one’s just for playing.
Growth compounds a monthly surplus — or shrinks a monthly burn — by the rate you set. Balances floor at zero in the chart.
Yield allocation
Put the cash you’re not using to work
Split your position across an operating buffer, money market funds, and term deposits. The donut and blended yield update as you drag.
Sliders auto-balance to 100% of your $6M starting cash from the projection above. Sample APYs shown — live rates appear in your dashboard.
- Operating buffer25%
- Money market45%
- Term deposits30%
The treasury toolkit
Built for lean finance teams with real complexity
Real-time positions
Balances refresh continuously across every connected bank and Keelstone account — one number for total cash, no spreadsheet stitching.
13-week forecasts
Rolling forecasts built from payables, receivables, and payroll runs, with variance tracking so you learn where the model drifts.
Sweep rules
Keep operating accounts at a target balance and sweep the rest into money market funds nightly. Reverse sweeps trigger before big outflows.
Multi-entity rollups
Consolidate subsidiaries, currencies, and intercompany positions into one view, with FX translated at the rate set you choose.
Direct bank connections
Native connections to 80+ banks plus open-banking coverage elsewhere. Balances and transactions land without manual statement uploads.
Audit-ready exports
Every position, sweep, and forecast snapshot is timestamped and exportable — your auditors get evidence, not screenshots.
“We closed our Friday cash position at 9am instead of 4pm. Keelstone paid for itself the first month — the sweep rules alone earn more than the platform costs us.”
Know your position before your coffee’s cold
Connect your banks in an afternoon and see total cash, forecasts, and yield opportunities in one dashboard.